Your Plan and Portfolio
Built and managed in one place.
Here, your financial journey
can build more than just wealth.
Open an Account
1% Annual Fee
What most advisors charge.
$50,000 Minimum
Across your savings and IRAs.
What one percent buys
Get organized
Retirement accounts, the house, your spouse's accounts, the pension from an old job. Knowing your own wealth is the first step to building it.
Get a plan
Am I on track for retirement? Can I safely spend this much? You'll have a plan that answers questions like these, and keeps answering them as your life changes.
Get educated
Your advisor teaches on YouTube. Every lesson is free and public, whether you hire us or not. Clients can always ask us directly.
How we invest
The best portfolio is one you can stick with.
Investing your life savings is scary. It should be, because nobody can make the markets safe. What we can do is take the surprises out: show you what you own and why, estimate what it costs you in taxes, and test how your plan holds up when the market drops.
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Risk is a cost, not a goal. We work out the return your plan actually needs, then take no more market risk than that requires.
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Two people can earn the same return and still end up with different amounts, because taxes take a different bite depending on where you hold things. We aim to give every holding the right home, and when an investment dips, we can often use that loss to lower your tax bill.
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No stock picking, no market timing, no trading on the news. Just the same approach the research has backed for fifty years: diversify, keep costs down, and leave it alone.
Planning tools
See the whole picture.
Retirement Planner
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A sample household, not a client account. Every projection here is hypothetical, not a prediction: thousands of simulated market paths built on long-term assumptions about returns, volatility and inflation. Change an assumption or a detail and the result changes. Your results will differ, and nothing here is guaranteed. Tax figures are estimates, not tax advice.
Safeguards
How we protect you
Held in your name
Your money sits at a separate company, in your name. We manage it; they hold it. If we ever close, you can still reach your money.
We are a fiduciary
Your interests come ahead of ours, as a matter of law. Not everyone who gives financial advice is held to this legal standard.
Protected at every sign-in
Your financial details are protected by two‑factor authentication and 256‑bit encryption.
Nothing moves without you
Only you can move your money, and you do it from your own login at the company that holds it.
Financial advisor
I'm Aaron Nielsen.
I plan retirements and manage portfolios for families out of Portland, Oregon. And ten percent of every dollar my firm earns goes out to nonprofits, every month.
Career Highlights
14years of experience
500+families advised
2,500+plans built
$700M+entrusted
What your plan answers
- Will I run out of money?
- When can I actually retire?
- Am I taking too much risk?
- When should I take Social Security?
- Am I paying more tax than I need to?
- Which account do I spend first?
- What happens if I need care?
- Can we afford the tuition?
- Where does it all go when I'm gone?
- Should I worry about this market?
Most advisors charge at least this. You pay the same. We just keep less of it.